Who is the Dalziel Agency?
A Local Agency With Simple Answers To Complex Questions
Since 2006, Dalziel Agency has helped people navigate the world of Medicare and ACA health plans with confidence. We know insurance can be confusing — our job is to make it simple.
We believe everyone deserves straightforward answers and honest guidance. Our approach is built on clear, easy-to-understand conversations, not complicated terms or sales talk. Whether you’re enrolling in Social Security and Medicare, exploring ACA options, or reviewing your current coverage, we’ll walk you through each step so you can make the best choice for your needs.
At Dalziel Agency, we take pride in turning difficult questions into simple answers — giving you the peace of mind that comes from understanding your health coverage.
Testimonials
“They made everything easy to understand.”
I was completely lost trying to figure out Medicare on my own. John took the time to explain each part in plain language and helped me find a plan that fit my needs and budget. I left our meeting feeling confident and cared for.
— Rhonda B, Randolph OH
“Honest, patient, and professional.”
Dalziel Agency helped me sign up for both Social Security and Medicare without any stress. Every question I had was answered clearly, and I never felt rushed or pressured. I recommend them to everyone turning 65.
— Carl R, Kirkland, OH
“They really care about helping people.”
I had been paying too much for my ACA coverage. John reviewed my options and found a plan that saved me money and still covered my doctors. He truly went above and beyond.
— Jeannie H, Brimfield, OH
“I finally understand my coverage.”
Insurance always confused me, but after talking with Dalziel Agency, I finally get how it all works. They explained everything step by step and followed up afterward to make sure I was happy with my plan.
— Bonnie P, Ravenna, OH
“The best experience I’ve had with an insurance agency.”
From the first phone call, they treated me like family. I didn’t have to deal with any long forms or confusing websites — they handled it all and kept me informed the whole time.
— Don Z, Canal Fulton, OH
FAQs
Got Questions? Find Your Answers Here with Dalziel Agency
When should I sign up for Medicare?
Most people can enroll in Medicare during a seven-month window — three months before your 65th birthday, your birthday month, and three months after. Enrolling early helps you avoid delays or penalties.
How do I enroll in Social Security and Medicare?
You can apply for both through the Social Security Administration, either online, by phone, or in person. Our team can guide you through the process step by step to make it simple and stress-free.
What’s the difference between Medicare Part A, Part B, Part C, and Part D?
Part A covers hospital care, Part B covers doctor visits and outpatient care, Part C (Medicare Advantage) combines Parts A and B through private insurers, and Part D covers prescription drugs.
Will my doctors and prescriptions be covered?
We’ll check your plan’s provider and drug lists to make sure your preferred doctors and medications are covered before you enroll.
How much does Medicare cost?
Most people don’t pay a premium for Part A, but there are costs for Parts B, D, and Medicare Advantage plans. We’ll review all your options so you know exactly what to expect.
Do I need a Medicare Supplement (Medigap) plan?
It depends on your health needs and budget. We’ll explain how Medigap works and help you decide if it’s right for you.
What is the Affordable Care Act (ACA), and who qualifies?
The ACA, often called “Obamacare,” provides health insurance options for people under 65 who don’t have employer coverage. We can help you find a plan and see if you qualify for savings.
Can I have both Medicare and ACA coverage?
No. Once you qualify for Medicare, you can’t keep an ACA Marketplace plan. We’ll help you transition smoothly from ACA to Medicare when it’s time.
Can I change my Medicare plan later?
Yes. You can make changes during the Annual Enrollment Period (October 15–December 7) or under certain qualifying circumstances. We’ll remind you when it’s time to review your coverage.
How does Dalziel Agency get paid?
Our services are free to you. We’re paid by the insurance companies — so you get personal guidance at no extra cost.